Rates and Fees...

 
United Bank Card's processing fees are the most competitive in the industry. 

FREE TERMINAL PROGRAM
  Visa/MC Discount Per Transaction
Retail (card present) 1.74%

20 Cents

Internet, mail or phone order (keyed-in) 2.39%

30 Cents

Debit No Charge! 59 Cents
Monthly Statement Fee $10  
Free Terminal Equipment Warrant & Support Fee $79/year  
Daily Batch Fee 35 cents  
Application FREE  
Setup FREE  
Equipment FREE  

 

ALL OTHER RETAIL, MAIL ORDER, PHONE ORDER OR INTERNET
  Visa/MC Discount Per Transaction
Retail (card present) 1.74%

20 Cents

Internet, mail or phone order (keyed-in) 2.39%

30 Cents

Debit No Charge! 59 Cents
Monthly Statement Fee $10  
Application FREE  
Setup FREE  
Reprogramming FREE  
Equipment CALL  

Optional service fees:
  These fees apply only if you elected to enroll in these services.

Check Guarantee/Electronic Check Clearance:

  Discount Rate Per Transaction
Per Check 1.5%

30 Cents

Monthly Statement Fee $10  

Loyalty and Gift Card Program

  Discount Rate Per Transaction Monthly Fee
100 Cards $179 1X

49 cents

$10
500 Cards $499 1X 49 cents $10
Custom 59 cents ea
(1000 min)
49 cents $10

Wireless Services

  Discount Rate Per Transaction
Cingular/Comstar 0%

$.10

Monthly Service Fee
plus
$20 $0
$35.00 1 X Activation Fee    

Supplies:  We will furnish free paper, ribbon, tape, imprinter slips etc. for $3.95 per month or you can purchase your own supplies if you prefer.

Note:  Credit Card Merchant Accounts that accrue less than $25 processing fees in any month will be billed the difference between processing fees paid, subtracted from $25.00.  This is commonly referred to as a "monthly minimum".  Similarly with the optional check guarantee or electronic check clearance services there is a $25.00 minimum per month.  We do not charge application fees or setup fees   If you would like your account to process American Express charges we can set up your account to flat rate AMEX at $5.00 per month instead of paying a discount rate.   We can also set up your account to process Discover charges.  (Discover rates are set by Novus Discover)  these services will be added at your request at no charge to you.